Take control.

Pay the way you earn.

Why pay up front when you can pay as you go?
We make big purchases more manageable, with monthly, fortnightly or weekly instalments.

Here’s everything you need to know:

Pay the Cash Price in 90 days and pay nothing extra – at all.
Pay the Plan Price (a bit more than the Cash Price) by instalments over 1 year or 2.
Miss a payment – pay a $10 late fee.

It’s that simple.

No interest – ever.
No penalties.
Nothing hidden.

How does it work?

90 Days

to pay the

Cash Price.

Our Plan Price is the total price if you pay over time.
Pay faster, pay less.
Pay the Cash Price within 90 days and pay even less.

No interest. Ever.
No penalties.
Nothing hidden.

Take your time and pay your way.
Instalments you can afford.

How much can I spend?

Try our spend calculator to find out.

How much can you afford to repay per week

Select your payment term

Pay over 2 years
Pay over 1 year

Amount you can spend if you pay in

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*This calculator is indicative only and does not constitute an offer or approval. All applications are subject to Gimmie’s lending and approval criteria.
Not sure which plan is best for you?

Try our cost calculator and see how it fits your budget

Try our
cost calculator

What do I need
to apply?

Setting up your Gimmie Plan is fast and easy. We’ll just need some details so we can confirm your identity and help make sure the payment plan is right for you.

  • Drivers licence or other form of ID

  • You must be over 18 years old

  • Earning and spending summary

  • Your bank account info (held securely)

  • A permanent resident of Australia

  • Not bankrupt

Your Gimmie Plan is simple and easy to understand.

We will only charge you:

The total Plan Fees that we have told you up front (if your Gimmie Plan runs full term).

Plan Fees up to your payout date (if you pay out early).

$10 if you miss a payment (just to cover our costs of contacting you).

We will never charge you:

Establishment fees

Default interest or penalties

Account keeping or hidden fees

Sound good? Start shopping now

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FAQs

We take credit really seriously and we take responsibility to ensure that the contract is not unsuitable to you.

If you apply for a Gimmie Plan, we do conduct a credit check to help us confirm that the plan payments are suitable for you.

Simply choose a payment plan over 1 year or 2 and have the flexibility to pay it out when you want. Any time.

Pay it fast – or pay it slow. It’s up to you.

And regardless of which plan you have chosen, if you pay in 90 days and you have made the agreed repayments you only ever pay the original cash price. Nothing extra.

Or even easier, pay up front with a credit card and you're done.

Gimmie 1 year and Gimmie 2 years are our payment plans that offer you a simple and easy way to pay off your purchase over 1 year or 2 (depending on your chosen plan).

Our delivery partners don’t install or assemble goods at this stage. We understand that this is a useful service and the team at Gimmie are working on updates to our offer to provide this level of support. We will let you know when this is made available.

We deliver widely throughout Australia. Check if we deliver to you here.

Note that some of our products may have a restricted delivery area.

You bet. You can pay out any Gimmie Plan at any time. The earlier you pay, the lower the total Plan Fees.

Pay out the cash price within 90 days and if you have made the agreed repayments pay nothing extra.

Yes - we know that circumstances can change, and at Gimmie we aim to offer you as much flexibility as we can.

If you need to make changes, including your bank account or your payment day or frequency, simply contact our Customer Experience Team and they will be happy to help you with this change.

Our Customer Experience Team is standing by to handle any queries, including account balances. Just give us a call on 1800 446 643 (1800 GIMMIE)

If you miss a payment, we charge you a $10 fee to cover our costs of contacting you to get you back on track.

If you default in your payment obligations under your plan (as opposed to making a late payment), you may have to pay our reasonable enforcement expenses.

Pay faster and pay less. If the plan is repaid earlier but after 90 days, the Plan Fee will only apply up to the end of the current instalment period. Just give our Customer Experience Team a call to organise the payment.

Gimmie is simple. All you need to know in 3 lines…

Pay the Cash Price within 90 days (that’s better than Afterpay!) OR

Pay the Plan Price (a bit more than the Cash Price) to pay by instalments over 1 year or 2.

Miss a payment and you pay a $10 late fee.

That’s it! Simple AF!

We will never charge you:

- Establishment Fees
- Default interest or penalties
- Account keeping fees
- Hidden fees

Yes, our Gimmie Plans require you to keep your goods insured. We suggest that you double check your home contents policy to make sure you're already covered.

Our Customer Experience Team is standing by to handle any queries. Just give us a call on 1800 446 643 (1800 GIMMIE) or send us a message using our customer support page.

We know that life can sometimes get tough. We're committed to supporting any customer facing financial hardship.

If you have concerns about your ability to meet your Plan repayments, please get in touch with our Accounts Team as soon as possible.

They will review your situation and determine how we can assist you manage your financial obligations with us.

Here at Gimmie, we are always looking for ways to improve the experience for our customers. Good or bad, we welcome your feedback.

Give our Customer Support Team a call on 1800 446 643 (1800 GIMMIE) or send us a message using our customer support page.